Private cashflow strategy conversation

If You Want to Build a ₹500 Cr Company,
Start Thinking About Capital
Like a ₹500 Cr Company.

Strong sales and healthy profits can still create cash pressure at the exact moment you need to grow.

In a 20-minute 1:1, we’ll identify where capital is getting trapped—and whether it is doing the right job.

20 minutes · 1-on-1 · Free

Kunal Aggarwal

Founder, CredFlow · IIT Delhi · Forbes 30 Under 30

Supplier payment

30 days

Customer payment

90 days

Working-capital gap

~60 days

Trusted by Businesses

Working capital assessment

Know Your Working Capital Requirement Before the Cash Crunch

In the free consultation, your business can be assessed across:

01
Receivables
How much cash is currently stuck with customers?
02
Payables
When do your suppliers need to be paid?
03
Inventory
How much capital is locked in stock?
04
Cash Conversion Cycle
How long does it take for money invested in the business to come back?
05
Growth Requirement
How much additional capital could your next growth phase require?

Business owner reviewing working capital across receivables, supplier payments, inventory, and growth

See where your capital is stuck—in 20 minutes.

The challenge

As a business owner, are you struggling with these challenges?

Suppliers ask for upfront payments while customer payments are still 30–90 days away.

You do not have free working capital to place large orders during peak demand.

You miss supplier discounts because you cannot pay early.

Your bank limits are exhausted and you cannot raise more funds there.

You want to buy stock without collateral or affecting existing credit lines.

Map your payment cycle with Kunal.

After the call

What you will walk away with.

Clarity on your cashflow—whether or not you proceed.

Cashflow mapping

Your actual payables and receivables cycle, made visible in numbers.

A clear fit check

A direct view on whether PID fits—or whether another route makes more sense.

Real cost comparison

Financing cost compared with missed discounts, delayed payments, and declined orders.

A practical next step

The process, documentation, and first move worth considering for your business.

Direct founder access

You are speaking with the founder—not booking a sales call.

I’ve spent years studying how businesses grow—and where growth gets constrained by cashflow.

This conversation is not about pushing a loan. It’s about understanding your business, your cash cycle and your next stage of growth.

IIT Delhi alumnusForbes 30 Under 30MSME finance advisor

Kunal Aggarwal

Founder & CEO, CredFlow

Business-owner perspectives

How clearer cashflow planning can support growth.

How a clearer view of cashflow can open up financing options for growth.

Sheetal, Business Owner — Manufacturing Industry

“

Kunal helped us see that our cashflow pressure came from the timing between supplier payments and customer collections. The financing options we discussed gave us a clearer way to plan larger orders without disturbing daily operations.

Sheetal

Business Owner — Manufacturing Industry

Venkatesh, Business Owner — Textile & Export Industry

“

The consultation turned a vague working-capital concern into a practical funding plan. Kunal compared the available financing routes with our actual payment cycle, helping us prepare for growth with more confidence.

Venkatesh

Business Owner — Textile & Export Industry

Ravi Prajapati, Business Owner — Distribution & Trading Industry

“

Kunal mapped where cash was getting blocked and showed us how the right financing structure could support inventory purchases. We left with a clearer approach to managing cashflow while continuing to grow the business.

Ravi Prajapati

Business Owner — Distribution & Trading Industry

If You Want to Build a ₹500 Cr Company, Start Thinking About Capital Like a ₹500 Cr Company.

Trusted by Businesses

Know Your Working Capital Requirement Before the Cash Crunch

Receivables

Payables

Inventory

Cash Conversion Cycle

Growth Requirement